You work hard for your future...

While you are working, protecting your health, life and income is the most important insurance coverage you can have.  Alta Vista Benefits works with top carriers for health insurance, life insurance, income protection, long term care and annuities.  We help you decide what the best coverage is for your personal situation.

Many times, people who are leaving a company are ill-informed about how to make a decision about election of COBRA or using state continuation rights.  They assume that COBRA is their only choice - even when it may be the most expensive option.  We are a resource regarding appropriate transitions to COBRA coverage.  For more information about COBRA, please visit our COBRA blog.

So do we...

We know you want choices when you are protecting your family.  As an independent agency, we are your advocate and help you to shop for the coverage that makes the most sense for you.. at a price you are comfortable with.  We also service your account and help you with claims, billing issues and adding new coverage when you need it. Insurance can be confusing with lots of decisions to make.  We help you to solve your insurance puzzle.

health, dental, vision

Choosing a health insurance plan is an important and sometimes confusing decision for you and your family. We make it easy for you to shop for health insurance, even if you don't currently have coverage.  We can also help you consider insurance plans that help you to plan for medical expenses in retirement.

Healthy teeth and eyes help contribute to your overall well-being and health. We offer dental and vision plans from several carriers to help keep you healthy.

 

life and Income Protection

Income Protection – Your most important asset is your ability to produce income. What would happen if you lost your ability to work because you were disabled? How would you support yourself and  your family and protect your current lifestyle? If you have not considered this, let us how you how inexpensive income protection coverage can be. 

Life Insurance -- Life insurance is an easy way to protect your family and provide them with a nest egg for when something unforeseen happens and you die.  There are many products on the market today that will help you provide this protection for your family. Decisions about life insurance are an important part of your investment strategy and can play an important role in retirement planning.

Annuities - Annuities are insurance contracts that protect your principle from market risk while allowing you to participate in market upswings. These contracts are a part of investment and retirement planning. Let us show you how they work and what they can do for you.