Individual Products and Services
- COBRA alternatives
- Health Insurance - for individuals
- Dental Coverage
- Vision Coverage
- Health Savings Accounts through First Horizon
- Health Savings Accounts through HSA Bank
- Long Term Care Planning
- Medicare Planning
- Medicare Supplements and Prescription D coverage
- Medicare Advantage Plans
- Income Protection
- Annuities
- Life Insurance
- Accident and Critical Illness coverage
- Travel Medical
- Wellness Programs for individuals
The Alta Vista Benefits Business Advantage
We pride ourselves on our level of service and we cater to small to medium businesses. With one call to us, you can access all of the services you need as an employer through our team of professionals.
We also keep you informed as new legislation is passed that affects you. As our client, you and your employees have access to our monthly newletter which provides useful information about insurance and wellness.
Here are some additional things that make us unique:
1) We provide a full range of benefit services with multiple carriers, both voluntary and employer-paid. Our carrier list includes Anthem, United Health Care, Aetna, Starmark, Medical Mutual, Companion and Allstate, just to mention a few. Our services include COBRA education and counseling, as well as COBRA administration, ultimately saving you money by getting employees off COBRA sooner.
2) We can help you to design a benefit plan that will really work for both you and your employees. We are certified in Wellness and can help you structure a Wellness program that will drive the cost of health care coverage down. We are also certifed in Consumer Driven Health Care (CDHC), which includes HSA's, HRA's and FSA's. Once you decide on your benefit structure, we can provide training to make sure your employees understand their benefits and know how to use them wisely, thus helping to control claim costs. We are available to answer questions directly from you and your employees at any time.
3) Our application process is now paperless. Your employees enter all of their health information online (with our assistance, if needed) and we can do all of the quoting and carrier applications from the online information. This makes the process easier, faster and fully HIPAA-compliant. You as the employer never have access to personal health information. The initial application process and the renewals are less time-consuming and more secure.
4) We work with each of your employees individually from the date of employment through their exit date. We help them with employee benefits, answer questions about claims, and help them to put individual insurance protection in place that makes thems more financially secure. By having access to these services through their employer, they become more loyal, productive and have greater presenteeism at the office.
If this sounds interesting and you want to learn more, please contact us.
For more details about our small business services, you can click on the following list:
