Pressroom
9/8/08
Lucy Grosz Awarded CLTC designation
Lucy Grosz has been awarded a professional degree in the field of long term care, Certified in Long Term Care (CLTC). This program is independent of the insurance industry and focuses on providing insurance professionals with the tools they need to meet their client's long term care needs. To read the full story....
6/14/08
Alta Vista Benefits Conducts COBRA Education
Lucy Grosz of Alta Vista Benefits presented a free seminar on "Managing Your Health Care During Your Job Search" on Wednesday, June 11th at the Scioto Ridge Job Networking Group. The networking group is the largest job networking group in Columbus, Ohio. To read the full story...
The COBRA education is one of a series that Alta Vista has available. To schedule a speaker for your business or association, please contact Lucy Grosz.
05/6/08
Alta Vista Benefits Launches LTC Education
Alta Vista Benefits, an independent life and health insurance agency in Ohio, is offering free education about Long Term Care and Governor Strickland's "Own Your Future" campaign. The instructor is a Long Term Care specialist and certified according to Ohio's Partnership Agreement requirements. Read the full story here...
11/05/07
Alta Vista Benefits Receives BBB Accredidation
Alta Vista Benefits is now an accredited business with the Better Business Bureau. This means that the BBB has investigated Alta Vista Benefits and confirmed that we believe in honest and ethical business practices and strive to conduct our business with integrity.
08/13/07
High-Risk Insurance Pool Legislation
What is a high risk pool?
A high-risk pool is a state-created, non-profit association that offers comprehensive health insurance benefits to individuals with pre-existing health problems. It is overseen by an appointed board of directors (insurers, consumers, medical professionals and legislators). A private third-party administrator handles day-to-day operations.
Pools generally serve:
• the self-employed;
• employees of small businesses not offered employer-sponsored health insurance;
• young people coming off their family’s coverage; and
• retired persons not yet eligible for Medicare.
The Ohio Association of Health Underwriters (OAHU) has vigorously supported the passage of legislation which would create a high-risk insurance pool in Ohio. Issues relating to funding of the pool have been and continue to be the major impediment to the passage of a bill.
Why is a High-Risk Insurance Pool needed?
1. Thousands of Ohioans find themselves uninsured and/or uninsurable and therefore at considerable physical and financial risk. These are people who have been responsible for their health care expenses for years, but due to changed circumstances – usually in the job market, find themselves without health insurance, because of an inability to buy health insurance in the standard market due to pre-existing health conditions.
2. Current open enrollment options have not been effective. In many cases, open enrollment premiums are unaffordable; open enrollment insurance opportunities are not available the entire year; and also, insurance conversion options are ineffective due to cost, availability, limited period of coverage and limited benefits.
3. A high-risk pool has economic benefits for the health care system by bringing high risk people into the ranks of the insured so their care can be managed, and medical providers are directly paid for their services
4. An Ohio high-risk insurance pool would save $30 million in year one and one quarter of a Billion dollars of uncompensated care in year five.
5. A high-risk insurance pool would create a predictable, reliable and more affordable insurance coverage for uninsured/uninsurable Ohioans. A pool would simplify the process of finding coverage, stabilize rates for high risk individuals and stabilize rates in the existing individual and group markets because the standard markets would no longer have to subsidize the losses resulting from uninsurable Ohioans.
