Guiding You To Financial Health

Why Alta Vista Benefits?

Lucy went above and beyond and I can’t thank her enough for her knowledge, expertise, and due diligence with my uncle's Medicare coverage.  Above all, the kindness and patience she gave my Mother is most appreciated.  She is one in a million! Karen Marshall


For Medicare

We are Medicare experts and help our clients with far more than just their insurance. When billing and claims issues occur, we represent our clients and work with the insurance companies to get the problems resolved. To learn more, click here.

For Identify Theft Protection

It is expected that identity theft, particularly health and tax identity theft,will be at an all time high this year. We partner with Legal Shield to provide services to protect and restore your credit. For more information and to apply, click here.

For Businesses

We partner with business owners and HR professionals to create cost effective benefit plans that mean the most to employees and help cover the costs that the new ACA plans do not cover. We are a resource to connect businesses to Payroll Services, streamlined benefits enrollment, employee handbooks and other HR needs.


With our long-term care planning process, we do careful analysis about you and the coverage options available and develop a plan that funds the extended care should you ever need it (called custodial or non-medical care).


Medicare Health Insurance is an additional policy you can purchase to cover the things Medicare does not cover. You don’t have to buy this additional coverage, but if you don’t, you will have to pay for the 20% of your medical expenses that Medicare doesn’t cover once you are Medicare eligible.


Employers are finding it more difficult to offer employee benefits in today’s environment. We make this easy for you. With our creative solutions, we analyze and select the best combination of company benefits to offer your employees in order to stay competitive and still attract and retain the best talent.

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Long Term Care Planning
What is Long Term Care planning? Why do you need Long Term Care planning?

You may require this care for a long time after a medical condition, injury or accident has been treated and you have been released from a doctor's care. This care is not paid for through health insurance. Without a plan, the expense of this care can have devastating consequences on your family and can easily wipe out your retirement savings.

To hear more, click here.

To access information about long term care from Kiplinger, click here.

No one wants to think about needing long term care. Yet, the chances of needing it are 4 – 6 times greater than your house burning down. Doesn't it make sense to put a plan in place since this is not covered by health insurance? Otherwise, what will be the consequences to your family and your finances?


Health insurance, even Medicare, does not cover long term care services. If you do not have a plan in place, you may not get the care you want and prefer. Having a policy in place can make sure that the funds you need for care are available when you need them, without having to liquidate assets or use retirement savings. You cannot guarantee the value of your retirement savings in the future. However, you can count on long term care funds to be there when you need them.

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Medicare Health Insurance
What is Medicare Health Insurance? Why purchase additional Medicare coverage?

There are two choices of Medicare Health Insurance you can purchase:


  1. A Medicare Supplement and a prescription drug plan (Part D)
  2. Medicare Advantage plans with Part D coverage included.

Medicare alone will not pay all of your medical expenses. Original Medicare works like a lot of health plans in that there are deductibles and co-pays. The costs with standalone Medicare can be significant for hospital stays and diagnostic testing. Most people want to reduce these out of pocket expenses by purchasing additional private medical insurance.



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Call 614-889-0934 today or e-mail us for more information about your Medicare choices. We can help you choose the right plans for you, and you’ll be glad you’re more fully covered.
Creative Employee Benefits Solutions
Why do you need to plan your benefits more carefully now? What insurance products does this include?

The impact of Health Care Reform on the cost of health insurance is forcing many employers to re-evaluate their employee benefits program. The new health insurance plans have higher deductibles and out of pocket expenses that leave gaps in health insurance coverage for employees. A carefully constructed benefits plan can address the gaps and combine employer-paid and employee-paid benefits at a significant savings.

Our benefits package includes group health benefits, dental, vision, cancer and accident protection, life insurance, disability, and long term care.


Call 614-889-0934 today or e-mail us for more information. We will help you find the best employee benefits plan to meet all of your needs. We can streamline the benefits process for you and your employees will love the coverage!

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